As we approach the end of the year, we're given the opportunity to reflect on what we've achieved - or more likely compare ourselves to yet another 20-something self-made billionaire *weeps*. Well this appears to at least be the problem of the millennial generation. A generation often associated with labels such as 'self-entitled', 'impatient' and 'social-media-worshiping'.

And while I'm often the first to agree, for the first time, I've started to question why we're choosing words with such negative connotations. Are these really the flaws of millennials, or are these inconveniences for others?

Last week, Hotwire launched The F in Fintech; an ambitious event series dedicated to tackling the lack of diversity in Fintech, starting with gender disparity.

Inspiring, leading figures in Fintech came together at Hotwire HQ, not only to make noise about the problem but to provide practical solutions. The morning ended with a room full of delegates committed to making a difference in their industry and with actionable steps to move forward.

As I listened intently to the advice given from the panel, an off-the-cuff remark from The Godmother of Fintech, Liz Lumley, surprised me. She has hope that Fintech could achieve equality, thanks to a non-complacent generation who aren't afraid to use their voice: Millennials.

We’re already seeing numerous examples of millennials refusing to wait for change, putting their foot down to injustices and harnessing the power of social media to ignite a revolution.

For example, the creator of @dearcatcallers, a 20-year-old student from Amsterdam, who took selfies with her cat-calling harassers. Just a month’s worth of posts has raised a staggering amount of awareness and generated 350k+ followers on the Instagram account.

Or Whitney Wolfe Herd, who launched Bumble aged 24, to shake up the dating game by empowering women to make the first move, after personal experiences of harassment. The app now has 23 million users and has evolved with the launches of Bumble Bizz and Bumble BFF to provide additional networking opportunities for its users.

Globally, millennials will make up 50 percent of the world’s population by the year 2020. And they won’t put up with stone-age standards.

From what I’ve seen, London’s Fintech community is aware that it needs to address inequalities quick-fast and I believe that Fintechs have the potential to lead the way for others. And perhaps we have the personality traits of millennials to thank for that.

For more great insights into Fintech and gender diversity, check out Liz’s blog; Girl, Disrupted 

PS. Forbes, I’m turning 27 in December and I’m starting to get nervous about that Forbes under 30 feature. Please don’t wait too long to get in touch...